The Free Money Advice Service has been setup by the government to provide impartial advice on most financial matters but is particularly good on Equity Release. 

Equity Release is a minefield but a necessary minefield! Get it right and older people can raise money on their property - potentially allowing them to afford to stay in their homes for the rest of their lives. Get it wrong and they can accumulate an enormous debt and effectively disinherit their children as the finance company claims their home in order to repay the accumulated loan when they die. The link below may help you decide whether this might be a useful route to go down. However just as importantly consider using a financial adviser.
This is a simple AgeUK Equity Release calculator which will help you find out how much an equity release loan would allow you to raise on your house.

Independent Financial Advisers - IFAs Birmingham

Newstead Clark Financial Services Ltd

139 Hagley Rd, Birmingham B16 8UA, UK – 0121 452 1511

Great customer service and sound advice from Rob, backed up by his excellent administration team.

Rob has always been there for us giving excellent advice whenever we need it. Highly recommended by my partner and I

Bellpenny

45 Church St, Birmingham B3 2RT, UK – 0121 212 5700

Good trustworthy financial advisers

Clear Solutions Wealth & Tax Management Ltd (Birmingham)

114 The Argent Centre/, 60 Frederick St, Birmingham B1 3HS, UK – 0121 631 3519

I have recently been looking at the financial planning process and seeking a firm that delivers this in a comprehensive manner. Having reviewed several providers and looked at the depth of financial planning undertaken, I was impressed by the professionalism and comprehensive process being proposed by Clear Solutions. This sets them apart from other providers and offers me a comprehensive look into the future in terms of financial planning.

Click for excellent Money Saving Expert advice on choosing an Independent Financial Adviser (or IFA) around Birmingham.
This is a revolution! We are used to going to a bank with a business plan and been lent money on very high rates of interest - but only under increasingly demanding conditions. Crowd funding is the public investing directly to the businesses - at all stages of their development. Crucially there is a huge range of projects and Crowd Funders. You could do worse than just read and then click some of the WiKi link below.

Crowd Funding and Business Loans

Trade & Export Finance Ltd

2nd Floor - Crystal Court, Aston Cross Business Village, 50 Rocky Lane, Aston, Birmingham B6 5RH, UK – 0121 794 0280

Read current articles in MoneyWeek magazine.
Coutts

2 St Philip's Pl, Birmingham B3 2RB, UK – 0121 607 8033

Great and prestigious bank to bank with and there is always some one to speak to.

Unity Trust Bank

9 Brindley Pl, Birmingham B1 2HB, UK – 0345 140 1000

All the 1* reviews on here have no substance or explanation. I've been doing business with Unity Trust for years and am extremely happy with the service that they provide.

Excellent banking service for cooperatives, social enterprises, charities, trade unions, credit unions.

Al Rayan Bank

394 Coventry Rd, Birmingham B10 0UF, UK – 0800 408 6417

friendly staff, welcoming environment, short ques

I came here from Smallheathschool and it is absolutely fantastic :)

Banks

TSB Bank

22a Great Hampton St, Birmingham B18 6AH, UK – 0121 307 9986

Unlike the nightmarish branch on New Street, this branchmake the process of banking so much more relaxing, probably because it's located in Jewelry Quarter and have very friendly staffs. Ash, the manager came over to help setting up a joint account and he made the whole experience so much less stressful. Would definitely recommend banking at this particular branch.

Very very friendly and professional staffs and this branch really do care for their customers. I recommend others to do banking with TSB bank as they provide excellent services and promotional offers to their customers.

Barclays Bank

15 Colmore Row, Birmingham B3 2BH, UK – 0345 734 5345

After a 3 month struggle I finally managed to open my first bank account since moving to the UK. After my initial appointment at another branch my Tenancy Agreement was rejected as insufficient proof of address and I was given advise for 3 other documents I could use that should allow me to open a bank account. In February I had an appointment at this branch with Mr. Sam Allen-Ralph and I presented him with 2 of the 3 options I was advised to bring: a letter from the city council confirming my registration to vote; and a bank statement from my bank in The Netherlands with my UK address on it. The third option I was advised was a provisional driver's license which I am not able to apply for at the moment. Mr. Allen-Ralph rejected my documents on the grounds that the letter from the city council is not sufficient and I need an actual election poll (which happens once in 4 years) and the letter from my Dutch bank had my address printed on a different page than the actual bank statement. I was denied a bank account that day. A week or two later, upon advise from friends I went back to the same office to ask for further explanation. A young assistant helped me and after I explained my story she took my papers and went to the back to ask her colleagues whether these would be accepted. She came back and informed me that her colleague had stated that my documents are sufficient proof of address and that I am eligible to open a bank account with them. Coincidentally it turned out that the colleague she had spoken to in the back was no other than Mr. Sam Allen-Ralph, the one who rejected my documents last time and sent me away. When he came out to the front and she asked him about the situation, he claimed not to remember me and that he believes my provided documents should be sufficient for me to be able to open a bank account. He didn't even look me in the eye when he said it. I was booked an appointment in 2 weeks with Mrs. Sarah Wallis who was written a note, explaining my situation and informing her that my documents have been approved for me to open a bank account. Eventually, after 3 months of struggles in March I finally had a bank account. And I had a very lovely chat with Mrs. Sarah Wallis to top it all off about life and other things. This experience has been very frustrating and it certainly didn't make my start of a new life in the UK any easier. Thank you, Barclays. Thank you, Mr. Allen-Ralph.

Best bank you can have

HSBC

168 Warstone Ln, Birmingham B18 6NP, UK – 0345 740 4404

Good fast friendly service. It's only a small branch with 2 people serving although the wait can be a little long sometimes they do a great job

Building Societies

the West Brom - West Bromwich Building Society

170-174 Soho Rd, Birmingham B21 9LP, UK – 0345 241 7326

I visit this branch every other day,the staff are well informed and quick to mention any beneficial changes.

Nationwide

357 Coventry Rd, Birmingham B10 0SN, UK – 0800 554 0515

Excellent services. Only downside is traffic and parking.

I opened an account and the customer service was amazing and the staff were helpful

the West Brom - West Bromwich Building Society

50 One Stop Shopping Centre, 2 Walsall Road, Perry Barr, Birmingham B42 1AA, UK – 0345 241 7350

Mortgage Brokers

Greenfield Finance

Bank House, 8 Cherry St, Birmingham B2 5AL, UK – 0121 270 6344

Green Filed Capital was able to provide a business bridging loan when my bank could not. Completed on time, at a better rate then other banks offered. Would recommend to any business wanting to expand

Capex Finance

Church Court, Cox St, Birmingham B3 1RD, UK – 0121 262 6520

Pleasure to deal with

Thomas Anthony Financial Services Ltd

Cornwall Buildings, 45-51 Newhall St, Birmingham B3 3QR, UK – 0121 213 4756

Me and my husband have recently bought our first home together and our financial adviser from this company was amazing! He made the process very easy for us to understand and He was very quick with getting things done! Definitely recommend Thomas Antony Financial Services! and will definitely be using them again in the future

Thomas Anthony was recommended to us by my workmate and it was money well spent. Mortgage was sorted out within 48 hours, couldn't believe how easy the process was thanks to Vass and his assistance. Took out the life policy as well. I can't thank enough and highly recommend their services to anybody

Mortgages

Clear Your Mortgage

Neville House, 42-46 Hagley Rd, Birmingham B16 8PE, UK – 0330 043 9896

Thank you Clear your Mortgage. I paid £120 in order to get a legal opinion as to whether my mortgage With Santander had been securitised. Santander refused to reply to Clear your mortgage until they threatened them with legal action. Guess what? Eventually I received a letter confirming that my mortgage had been securitised. My case has now gone on to stage 2 and is being dealt with by the Lawyers. I was initially planning to go to another company and £260 for this service so I am pretty happy to have saved so much and got a top class service. Well done to Shaid at Clear your mortgage. 👍👏

Coventry Building Society Birmingham City Centre

100 New St, Birmingham B2 4HS, UK – 0121 643 7165

The staff are very friendly and genuinely made me feel welcome.Unlike some other financial institutions.

Staff are always really friendly and plenty of them, ready to help

The Co-operative Bank - Birmingham

118/120 Colmore Row, Birmingham B3 3BA, UK

I have never had any problems. Always helpful and efficient.

I'm in Chatham, Kent. Great, friendly staff.